A debt collector can NOT have you prosecuted for failing to pay a debt. I’ve had a few calls from clients recently who said they were threatened with criminal charges for failing to pay old debts. If you get one of these phone calls, make sure to get the name and address of the collection agency, […]

Paying cash for a car is always your best bet. However, it is not a realistic option for many. If you are shopping for a car and you are going to need to finance it: (1) Remember when you are in the finance office that the dealer, finance person, and salesperson make money when you […]

Hello clients and friends, this will be my location for posting on topics such as surviving bankruptcy, handling finances after bankruptcy, debt collection, mortgage loans and litigation, and other consumer-related topics. If there is an issue you would like to see addressed, e-mail me. Chances are it’s a topic in which others are also interested. […]